Terms & conditions

Last updated: April 05, 2024

1. Acceptance of Terms
By accessing or using the website of David S. Stockdale & Associates Inc. (“Company,” “we,” “us,” or “our”), you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our website or services.  

2. Services Provided
David S. Stockdale & Associates Inc. provides health insurance guidance, including Medicare Supplement plans, individual health insurance options, and related services. Our website is intended to provide general information and does not constitute legal, financial, or medical advice.  

3. Privacy Policy
Your use of our website is also governed by our [Privacy Policy](#), which explains how we collect, use, and protect your information. We do not sell or share your personal data with third parties.  

4. No Guarantee of Coverage or Rates
All insurance products are subject to approval by the respective carriers. Rates, terms, and availability are subject to change and may vary based on location and individual circumstances.  

5. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of David S. Stockdale & Associates Inc. and may not be used, copied, or distributed without permission.  

6. Limitation of Liability
David S. Stockdale & Associates Inc. is not responsible for any losses, damages, or liabilities arising from the use of this website or any decisions made based on the information provided.  

7. Third-Party Links
Our website may contain links to third-party websites for informational purposes. We do not endorse or control these websites and are not responsible for their content or privacy practices.  

8. Changes to Terms
We reserve the right to update or modify these Terms and Conditions at any time. Continued use of our website after changes are made constitutes acceptance of the new terms.  

9. Contact Information
For any questions regarding these Terms and Conditions, please contact us at:  David S. Stockdale & Associates Inc.